Beneficiary Liquidity

Protecting your assets is one of our biggest priorities.

Ensure your loved ones have immediate access to funds for urgent expenses—right when they need it most.

Grandmother with family receiving timely support for urgent expenses
Beneficiary Liquidity

Help Your Loved Ones When They Need It Most

When you lose someone close, the last thing you want to worry about is how to pay for urgent expenses.

Unfortunately, even with a good estate plan, it can take weeks or months for your family to access the funds they need. Beneficiary Liquidity is designed to give your loved ones immediate access to cash, so they can focus on what truly matters—each other.

Fast access • Less stress • More time together
How it helps

What Is Beneficiary Liquidity?

A simple way to make sure your family isn’t left waiting for money at a difficult time.

While assets like superannuation, property, or investments can take time to process, a Beneficiary Liquidity plan provides your chosen beneficiaries with a lump sum—often within 24 to 48 hours of your passing. This money can help cover funeral costs, legal fees, travel, or any other urgent needs, without the usual delays.

Typical availability: 24–48 hours
Immediate funds available to cover urgent family expenses
Here’s how it works

Simple steps for fast, tax-free support

A fast, straightforward way to give your family immediate access to funds when they need it most.

1

Simple Setup:

We’ll help you set aside a sum of money (up to $100,000) in a special policy—no medical exams or health questions required.

2

Fast Access:

Your beneficiaries receive funds quickly, often within two days, even before a death certificate is issued.

3

One-Time Only:

There are no ongoing premiums or complicated paperwork—just a one-off allocation.

4

It’s Tax-Free:

The money is paid out tax-free to your loved ones.

Is Beneficiary Liquidity Right for You?

When this service can help most

  • Most of your assets are tied up in property, superannuation, or investments.
  • You want to make things easier for your family during a difficult time.
  • You’re concerned about covering funeral costs, legal fees, or other immediate expenses.
Quick relief • Less waiting • Fewer hurdles
Loved ones receiving timely funds for urgent expenses
Our Approach

Clear steps, personal support

We get to know you and your wishes.

We listen to your story and help you decide how much your family might need.

We design a plan that fits your life.

We explain your options in everyday language and help you set up the right solution.

We support you and your family.

We keep your plan up to date and are here for your loved ones when the time comes.

“When my husband passed away, I was overwhelmed by the expenses and the wait for funds. Having immediate access to cash made all the difference. I could focus on my family, not the bills.”

Frequently Asked Questions

Quick answers about Beneficiary Liquidity.

How quickly will my family receive the money?
Usually within 24–48 hours, even before a death certificate is available.
Do I need a medical check?
No medicals or health questions are needed.
How much can I set aside?
You can choose an amount up to $100,000.