Medicare

Simplify Medicare. Maximise your benefits. Protect your future.

Get the clarity and confidence you need to make the right Medicare decisions—today and into the future.

Advisor reviewing Medicare options with a retiree
Why Medicare Matters

Smart choices for your health—and your wallet

As you approach retirement age, making the right Medicare choices can significantly impact both your healthcare access and your financial wellbeing. But navigating Medicare’s rules, enrollment periods, and plan types can be overwhelming.

At MoneyWorks Group, we simplify the process, so you can feel confident and supported in every decision you make.

Understanding Medicare

Medicare is the federal health insurance program for people aged 65+ and certain younger individuals with disabilities. Choosing the right mix can save you thousands and help you keep access to your preferred providers and treatments.

  • Part A — Hospital

    Covers inpatient hospital care, skilled nursing facility care, hospice, and some home health services.

  • Part B — Medical

    Doctor visits, outpatient care, lab work, durable medical equipment, and many preventive services.

  • Part C — Medicare Advantage

    Private plan alternative to Original Medicare; often bundles extras like dental, vision, and hearing.

  • Part D — Prescription Drugs

    Helps cover the cost of prescriptions through standalone plans or included with some Advantage plans.

Get Medicare Guidance
Smiling couple reviewing Medicare options together

Our Approach to Social Security Planning

Clear guidance, built around your goals—so you can make confident decisions and optimize lifetime benefits.

We get to know your needs

Your work history, age, health, marital status, and income sources all affect your Social Security options. We take time to listen before making any recommendations.

We guide you through every step

We compare filing ages and benefit types, explain spousal/survivor rules, and map out timing—so there are no surprises later.

We provide ongoing support

Life changes. We review annually and update your plan as needed—coordinating with tax and retirement income strategies to keep you on track.

Key Benefits of a Thoughtful Social Security Strategy

  • Avoid costly coverage gaps or penalties from late enrollment.

  • Choose the right prescription drug coverage for your health needs.

  • Get the most from your Medicare Advantage or Medigap plan.

  • Coordinate Medicare with your overall retirement and income plan.

Advisor helping a couple review Medicare and Social Security options

How We Help

  • Personalised plan reviews and side-by-side comparisons.

  • Support with enrollment and yearly plan updates.

  • Coordination with your doctors, specialists, and pharmacies.

  • Integration of Medicare into your full financial picture.

We also work with Medicare insurance specialists and trusted partners to ensure you get the right advice—without any pressure.