Social Security Planning
Make the most of your Social Security benefits with guidance you can trust.
We’ll help you understand your options, maximize your income, and feel confident about your retirement years.
Clarity today for confidence tomorrow
Social Security is a cornerstone of retirement planning, providing a vital source of income for millions of Americans.
Yet, too often, people leave money on the table simply because they don’t fully understand how the system works.
At MoneyWorks Group, we’re here to guide you through the complexities of Social Security, ensuring you get the maximum benefits you’re entitled to and avoid costly mistakes.
More than a retirement benefit—it’s a family safety net
Social Security can provide critical financial support for you, your spouse, and your family throughout retirement. To make the most of this benefit, it helps to know how it works and when to take action.
- Retirement Benefits — Your lifetime earnings determine what you receive. The age you start collecting can significantly affect monthly payments and long-term income.
- Spousal & Survivor Benefits — Your spouse and dependents may be eligible based on your earnings—often a key part of your family’s financial security.
- Disability & Supplemental Benefits — Essential income is available for those unable to work due to disability or with limited resources.
Our Approach to Social Security Planning
Personalized, timing-smart, and adjusted as life changes.
We learn your full picture
Everyone’s retirement journey is different. We take the time to understand your goals, financial picture, and family dynamics to align your Social Security strategy with your broader retirement plan.
We tailor for maximum impact
From the timing of your first benefit check to maximizing spousal and survivor benefits, we guide each decision with clear options and confidence at every step.
We support you over time
Social Security isn’t a one-time decision. We adapt your strategy as life changes—remarriage, loss, work adjustments—so it always reflects your best interests.
Social Security Strategy — Benefits & How We Help
Key Benefits of a Thoughtful Social Security Strategy
Maximising lifetime benefits and reducing the risk of outliving your savings.
Protecting your spouse and dependents with survivor benefits.
Navigating complex rules around spousal, divorcee, and disability benefits.
Reducing taxes and potential penalties through smart planning.
How We Help
Personalised, one-on-one guidance tailored to your life stage and goals.
Insights into advanced strategies like Delayed Retirement Credits and Survivor Benefits.
Coordination with tax and estate experts for a comprehensive approach.
Ongoing support to keep your plan aligned as your needs change.
Take Control of Your Tomorrow Today
Ready to make the most of your Social Security benefits?
Click below to schedule an initial call or visit today.
Our Approach to Asset Protection
A clear, collaborative process designed to understand your goals, build a tailored plan, and keep it working for you.
We get to understand you and your goals
We take time to learn your priorities, risk tolerance, family dynamics, and business interests so the plan reflects what matters most.
We design a plan that works for you
We coordinate structures like trusts, LLCs, titling, and insurance—aligned with your tax, estate, and retirement objectives.
We implement and maintain the plan ongoing
We implement your strategy and monitor it over time, adjusting as laws and life change to keep your protections effective.